About

TiKi Funding is a private money brokerage built to help real estate investors and business owners access fast, flexible capital when it matters most. With deep industry experience and a track record of facilitating hundreds of millions in funded loans, we specialize in structuring financing solutions that traditional banks often can’t accommodate.

Our approach is simple: understand the deal, align it with the right lending partner, and execute quickly. By leveraging a strong network of private and institutional lenders, TiKi Funding delivers tailored financing for fix-and-flip projects, ground-up construction, bridge loans, and rental portfolios.

We pride ourselves on speed, transparency, and reliability—ensuring every client has the clarity and confidence needed to close deals smoothly and scale their business.

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Investor Success Drives Us

At TiKi Funding, we operate at the intersection of speed, strategy, and relationships. We understand that successful real estate investors and brokers don’t just need capital—they need a reliable partner who can execute consistently in a competitive market.

By leveraging an extensive network of private lenders and capital sources, we position every deal for the highest probability of approval and the fastest path to closing.

Our mission is to help our clients scale intelligently, close with confidence, and build lasting relationships that drive long-term success.

Fast, flexible fix & flip financing for new and experienced investors
Loan amounts from $75K to $30MM+ depending on deal strength
Up to 100% LTC and up to 75% ARV
100% rehab financing available on qualified deals
Interest-only payments with options to roll payments into the loan
No income or DTI requirements—asset-based underwriting
6–24 month terms with extensions available
Entity lending (LLC/Corp) with simple documentation
Fast closings (often 10–14 days or quicker)
Experience-based pricing with strong options for first-time flippers

Designed to help investors maximize leverage, minimize cash in, and move quickly on profitable deals.

DSCR RENTAL LOANS

Rural Properties up to 75% LTV
Flexible DSCR financing for new and experienced investors
Loan amounts from $75K to $3MM+, including portfolio options
Up to 85% LTV (80% cash-out) with strong leverage
No income or DTI required—qualified on property cash flow
Low or no DSCR minimums on select programs
Short-term rentals (Airbnb/VRBO) and rural properties allowed
30-year fixed options with interest-only periods available
Foreign national programs available
Fast closings with streamlined underwriting and entity borrowing
Flexible payments, including interest-only and no monthly payment options on select loans

Built to help investors scale faster, keep cash in hand, and close deals quickly.

FIX AND FLIP

GROUND UP CONSTRUCTION

First-Time Ground Up Investors welcome!
Flexible ground-up construction financing for builders and investors
Loan amounts from $100K to $5MM+ (higher on larger projects)
Up to 90% LTC and up to 75% LTARV
Covers land acquisition + vertical construction costs
Interest-only payments with options to roll payments into the loan
No income or DTI requirements—asset-based underwriting
12–24 month terms with extension options
Draw-based funding with fast inspections and releases
Entity lending (LLC/Corp) with streamlined documentation
Fast approvals and closings to keep projects moving

Built to help investors build with less cash in, maintain liquidity, and scale new construction projects efficiently.

Investment property HELOC financing to unlock equity without selling assets
Loan amounts from ~$25K up to $400K+ based on equity and profile
Combined LTV up to ~75–85% (varies by scenario)
Interest-only draw period (typically 5 years) followed by amortization
Draw funds as needed—only pay interest on what you use
Fast, fully digital approvals and closings (often in days, not weeks)
No prepayment penalties—pay down and reuse funds anytime
Simple underwriting with minimal documentation
Available for primary, second homes, and investment properties
Ideal for down payments, rehabs, cash-out liquidity, or scaling your portfolio

Built to help investors tap equity, stay liquid, and move fast without refinancing existing low-rate debt.

LINE OF CREDIT

Short-term bridge financing for acquisitions, refis, and transitional assets
Loan amounts from $75K to $5MM+ (higher on select deals)
Up to 75% LTV based on asset and exit strategy
Interest-only payments with options to roll payments into the loan
No income or DTI requirements—asset-based underwriting
12–24 month terms with extension options
Ideal for value-add, lease-up, or time-sensitive opportunities
Entity lending (LLC/Corp) with minimal documentation
Fast closings (often 7–14 days)
Flexible structures for cash-out, delayed purchases, and stabilization plays

Designed to help investors move quickly, unlock equity, and bridge the gap to long-term financing or sale.

SECOND POSITION LOANS

Second position (2nd lien) loans to access equity without refinancing your first mortgage
Loan amounts typically from $50K to $500K+ depending on equity and deal strength
Combined LTV up to ~80–85% (case-by-case based on asset and borrower)
Interest-only payment options available to maximize cash flow
No income or DTI requirements on many programs—asset-based underwriting
Keep your existing low-rate first mortgage in place
Flexible use: cash-out, rehab funds, acquisitions, or business purposes
Short-term bridge structures (12–24 months) with extension options
Entity lending available for investors (LLC/Corp)
Fast approvals and closings for time-sensitive opportunities

Designed to help investors unlock trapped equity, preserve low-cost senior debt, and fund new deals without a full refinance.

Welcome to TiKi Funding

Call (888) 844-1639