When real estate investors need capital, one of the first questions they ask is whether they should go directly to a lender or work with a private money lending broker. It is a fair question. Going direct sounds simple. You find a lender, submit the deal, and wait for an answer. But in real estate investing, the easiest path is not always the best path. The best loan is rarely one-size-fits-all. I am Tim Pagel, founder of TiKi Funding. I have more than 15 years of lending exp

If you’ve never used private money broker before, you might be wondering: 👉 “What’s this process actually like?” Let’s break it down so there are no surprises . Step 1: Deal Review First, your deal is evaluated based on: Purchase price Rehab budget ARV Exit strategy Your experience & credit score Property info and other details 👉 This is where working with TiKi Funding helps—you get pre-structured before submission. Step 2: Term Sheet If the deal makes sense, you’ll receiv

If you want to move fast in real estate… 👉 You need to show up prepared. The difference between: A quick approval And a dragged-out process …usually comes down to the information you provide upfront. Loan Info to provide upfront to your broker The Core Deal Info You Need Before speaking with your broker contact at TiKi Funding , have this ready: Property Details Address Property type Condition Purchase & Rehab Purchase price Estimated rehab budget ARV (After Repair Value) W